Imposter & government-agency scams

Scammers pose as the IRS, Social Security, a bank, tech support, or even a relative (“grandparent scam”) to demand money or personal info urgently. Hang up; verify using official numbers/websites; never pay by gift card or crypto.

Phishing / smishing / vishing

Card, ACH & check fraud

Investment & crypto scams

Business Email Compromise (BEC)

Debt collection scams

Threats of arrest or legal action for debts you don’t recognize, demands for immediate payment, or refusal to provide a written validation notice. Ask for validation; don’t pay on the spot; report to CFPB/FTC.

Mortgage/loan relief & credit repair schemes

Upfront fees for “guaranteed” modifications, special programs, or removing accurate negatives from credit files. Work directly with your servicer; avoid upfront-fee offers; check CFPB resources.

Financial exploitation

Unauthorized withdrawals, pressure to buy gift cards, “tech support” refunds, romance/inheritance scams. Talk to a trusted family member or banker; call the Elder Fraud Hotline.

Jilly